Quinnipiac University Law
Commonly Searched Terms
Popular Resources
Quinnipiac University Law

Quinnipiac Law Loans

We recognize that many of you rely on a variety of resources, such as loans, to assist with paying for your law education. As you consider the available loan options, keep in mind that some loans are costlier than others. We recommend that you consider federal loans first as they offer a fixed interest rate and generally have the best terms and conditions.
Apply Info Visit

Federal Direct Loan Programs

The United States federal government provides loans for students who are U.S. citizens, permanent residents, and eligible non-citizens. The Federal Direct Subsidized and Unsubsidized Loan and Federal Direct PLUS Loan Programs are available to students who meet the qualifications. (Effective July 1, 2012, the Budget Control Act of 2011 eliminated the interest subsidy for Graduate/Professional students.) The Bipartisan Student Loan Certainty Act of 2013 provided new formulas for the determination of interest rates. Interest rates, which are tied to a 10-year Treasury note index plus a statutorily defined add-on, will be established each year for loans where the first disbursement is on or after July 1 through the following June 30. The interest rate will be fixed for that year and apply to the life of that loan. Read below for more detailed information and instructions for completing an application online.

Learn More

Federal Direct Unsubsidized Loans (Graduate/Professional Level)

Amount Varies | U.S. Department of Education

Loan

This is the primary loan offered to each graduate, law and medical student who applies for financial aid. The Federal Direct Unsubsidized loan is available to all students who are matriculated in a degree granting program, have filed and met the FAFSA eligibility criteria and meet enrollment requirements. This loan does not require a credit check or a certain level of income to be approved.

Law Federal Direct Graduate PLUS Loan

Amount Varies | U.S. Department of Education

Loan

The Federal Direct Graduate PLUS loan is available to law students who are matriculated in a degree granting program, have filed and met the FAFSA eligibility criteria and meet enrollment requirements. This loan requires a credit check to determine credit worthiness.

Loan Counseling

New Borrowers
As a first-time federal loan borrower, you are required to complete Loan Entrance Counseling and the Master Promissory Note (MPN).

Complete the Loan Process

 

Students Getting Ready to Graduate
You are required to complete an online Exit Counseling session if you graduate or drop below half-time enrollment.

Complete Exit Counseling

 

Private Loan Options

Law Private Educational Loans

Amount Varies

Loan

Private educational loans are available to law students when federal loans are not enough to cover the cost of attendance or for students who do not qualify for any federal loans. This includes students who are enrolled less than part-time. We strongly encourage students to exhaust their Federal Direct loan option prior to considering these loans.

Important note: Pursuant to Section 155 of the Higher Education Act of 1965, as amended, (HEA) and to satisfy the requirements of Section 128(e)(3) of the Truth in Lending Act, a lender must obtain a completed self-certification form (PDF) signed by the applicant before a private education loan can be disbursed. Some lenders may ask you for the Quinnipiac University School of Law OPE ID# which is 00140201.

Loan Repayment Resources

Loan Forgiveness Programs

In certain situations, you can have your federal student loans forgiven, canceled or discharged. Learn more about the types of forgiveness and whether you qualify due to your job or other circumstances.
Learn more

 

Loan Repayment Plans

Before repayment begins, develop a plan that puts you on track to pay back your loan on time and in full.

Learn more about Federal Student Aid Loan Repayment Programs

 

Federal Loan Consolidation

Consolidating student loans is similar to refinancing, which allows a student to combine his or her federal loans (not private loans) into one big loan, usually extending the repayment period beyond the 10-year maximum. Depending on the loan amount, the new loan terms can go from 12–30 years. Although a student's minimum monthly payment can be significantly reduced, it is important to note that in most cases, this will result in additional interest being paid over the life of the loan.

Learn more about Federal Direct Loan Consolidation

Student Loan Servicers

Learn about the role that student loan servicers play in the repayment process and which servicer handles your federal student loans.

Student Loan Servicers

Apply Info Visit

Contact Us

Please note our mailing address differs from our physical address. Please address all mail to 275 Mount Carmel Avenue, LW-ADM, Hamden, CT 06518.

203-582-3400
law@qu.edu

370 Bassett Road
North Haven, CT 06473

Keep up to date with the latest information about Quinnipiac Law.

Quinnipiac Today Events Calendar Consumer Information (ABA Required Disclosures) Contact Us